Electronic Delivery of Documents
By completing the consent agreement, you agree to permit Desjardins Bank ("The Bank") to make disclosures and provide notices to you in electronic form, instead of providing such notices and disclosures in written form.
Your consent and agreement shall relate to all forms of disclosures and notices required under applicable law as a result of the various agreements between you and the Bank and shall remain valid until such time as you exercise your right to revoke this consent. You elect and authorize us, at our discretion, to electronically deliver your account statement(s) and/or notices that we are required to provide you under applicable Federal and State statutes and their implementing regulations, as amended from time to time.
Other Federal and State laws and regulations ("laws") may be enacted or amended in the future to provide for electronic delivery of account statements and notices. Your election also authorized us, at our discretion, to provide electronic delivery of such statements and notices pursuant to these laws after they become effective.
Terms and Conditions of Your Electronic Statement and/or Disclosures Agreement
By entering into this Agreement, you accept all the terms and conditions contained in the agreement. Please read it carefully.
The terms and conditions of your Account Agreement and Disclosure for each of your bank accounts as well as your other agreements with the Bank such as loans continue to apply notwithstanding anything to the contrary in this Agreement.
This Agreement is also subject to applicable federal laws and the laws of the State of Florida. If any provision of this Agreement is found to be unenforceable according to its terms, all remaining provisions will continue in full force and effect. The headings in this Agreement are for convenience or reference only and will not govern the interpretation of the provisions. Any waiver (express or implied) by either party of any default or breach of this Agreement must be in writing and shall not constitute a waiver of any other or subsequent default or breach. You may not assign this Agreement. This Agreement is binding upon your heirs and the Bank's successors and assigns. Certain of the obligations of the parties pursuant to this Agreement that by their nature would continue beyond the termination, cancellation or expiration of this Agreement shall survive termination, cancellation, or expiration of this Agreement.
Definitions
"We", "Our", "Us" or "The Bank" mean Desjardins Bank.
"You" and "your" refer to the account owner(s) authorized by the Bank to receive electronic Statements, and/or disclosures under this Agreement.
"Account" or "accounts" means your accounts at the Bank.
"Business days" means any calendar day other than Saturday, Sunday, or any holidays recognized by the Bank.
Consent to Electronic Delivery of Account Statements and/or Disclosures
You have the right to receive monthly, printed Account statements mailed to your mailing address of record. By entering into this Agreement, you understand that the Bank may provide you these documents in electronically to you.
You agree to notify us immediately, via telephone, or e-mail of any change in your e-mail address.
Our telephone number and postal mail address are listed below in the section entitled “Communications between the Bank and You.”
Security
You understand the importance of your role in preventing misuse of your accounts and you agree to promptly examine your Statement as soon as you receive/access it. You agree to protect the confidentiality of your account and account number, and your user ID and password. You understand that your user ID and password by itself or together with information related to your account, may allow unauthorized access to your account. You acknowledge that the Internet is inherently insecure and that all data transfers, including electronic mail, occur openly on the Internet and potentially can be monitored and read by others. We cannot and do not warrant that all data transfers utilizing the Internet, or e-mail transmitted to and from us, will not be monitored or read by others.
Password Security
For security reasons, you are responsible for keeping your personal e-mail user ID and password confidential, it should be known only by you. Desjardins Bank will not, for any reason, ask for your logon password. If anyone contacts you and requests this information, contact us immediately at: 954-454-1001 or at 1-800-454-5058.
Change in Terms
We may change any term of this Agreement at any time.
Disclaimer of Warranty and Limitation of Liability
We make no warranty of any kind, express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the electronic Statements and/or Disclosures provided to you under this Agreement. We do not and cannot warrant that the electronic delivery of the above documents will operate without error. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tor or based on a warranty or any other legal theory. Further, in no event shall the liability of the Bank and its affiliates exceed the amounts paid by you for the services provided to you through the electronic delivery of Statements and/or disclosures.